The research of households financial risks as a factor of regional sustainable development

The article contains an analysis of the household economic activities, which is associated with the characteristic of financial risks. In a market economy, households face risks that have a greater negative impact on the economy. Currently, there is an objective need for risk analysis, it will allow to model and distribute the household budget correctly. The consequences of household financial risks for the regional socio-economic situation are manifested in reduced demand for labor (in particular, unemployment), a sharp decline in household incomes, increased family spending, and a lack of social status in society. Lately in Russia the number of people with incomes below the standard of living has been decreasing, incomes are growing, and the rate of decline in incomes is slowing down. So there is a clear link between the financial risks of households and the economic development of the region. The risk of material insecurity has been increasing (later bankruptcy of a household member) in conditions of instability as a result of a sharp decline in income for objective reasons.