Is Insurance the Answer to the Long-Term-Care Financing Challenge?

被引：0

作者：

Schmitz, Al ^{[1
]}

Giese, Chris ^{[1
]}

机构：

[1] Milliman, Chicago Milwaukee Off, Chicago, IL 60606 USA

来源：

GENERATIONS-JOURNAL OF THE AMERICAN SOCIETY ON AGING | 2019年 / 43卷 / 01期

关键词：

long-term-care financing; insurance; long-term-care insurance; LTC;

D O I：

暂无

中图分类号：

R4 [临床医学]; R592 [老年病学];

学科分类号：

1002 ; 100203 ; 100602 ;

摘要：

Insurance can provide a way to plan for and finance the risk of needing paid long-term-care (LTC) services. Effective use of insurance can play a crucial role in mitigating risk for individuals, which in turn can facilitate economic growth on a larger scale. But the total number of private LTC insurance policies in effect in the United States remains small. The need to insure against LTC risk remains; this article lays out ways in which the public and private markets could work together to offer insurance coverage.

引用

页码：88 / 90

页数：3

共 50 条

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