Economics at the FTC: The Google-DoubleClick Merger, Resale Price Maintenance, Mortgage Disclosures, and Credit Scoring in Auto Insurance

被引：3

作者：

Baye, Michael R. ^{[1
]}

Barenstein, Matias ^{[1
]}

Holt, Debra J. ^{[1
]}

Ippolito, Pauline M. ^{[1
]}

Lacko, James M. ^{[1
]}

Leary, Jesse B. ^{[1
]}

Pappalardo, Janis K. ^{[1
]}

Pautler, Paul A. ^{[1
]}

Vita, Michael G. ^{[1
]}

机构：

[1] Bur Econ, Fed Trade Commiss, Washington, DC 20580 USA

来源：

REVIEW OF INDUSTRIAL ORGANIZATION | 2008年 / 33卷 / 03期

关键词：

Antitrust; Consumer protection; Credit scores; FTC; Insurance; Mergers; Mortgage disclosures; Race and ethnicity; Resale price maintenance;

D O I：

10.1007/s11151-008-9183-y

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

Economics at the Federal Trade Commission (FTC) supports both the competition and consumer protection missions of the agency. In this year's essay we discuss competition activity with a summary of our work on the Google-DoubleClick merger and recent activity on resale price maintenance, an area in which FTC economists had done significant prior research. On the consumer policy front, we discuss our study of ways to improve mortgage disclosures to facilitate consumer shopping and competition. Finally, we discuss our study of the effects of credit scoring on prices paid for auto insurance with a focus on the effects of scores on different racial and ethnic groups.

引用

页码：211 / 230

页数：20