The Influence of Internet Finance on Commercial Banks and Countermeasures-the Impact of Third Party Payment on Commercial Banks

The third party payment has become a very important part of the financial service industry in the new era. It has also become the core pillar of the rapid development of the related industries of the Internet and economy in China. It is the forward driving force for the future development. At the same time, third-party payment technology to promote the e-commerce-related business development, for the e-commerce industry has brought huge profits. However, the development of third-party payments has also brought little impact to commercial banks: in the face of the growing electronic payment market, commercial banks have actively introduced corresponding countermeasures to deal with the impact of third-party payments on them and hit.