Business Entities and Loans in the Czech Republic

The aim of the article is to monitor and to analyze value and types of loans in the Czech Republic as a source of financing for business entities. The first section focused on statement of problem briefly describes the situation on the loan market. Main part is focused on results that analyzes the development of provided loans to entrepreneurial subjects in the Czech Republic. Interest is focused on the value of loans in the Czech currency and in foreign currency. Values and ratios of both sources of financing are compared in the article. Subsequently, the value of loans according to type of loan are analyzed. Data from the Czech National Bank were used to process the article. The results are clearly presented in processed graphs. Results show that entrepreneurs have used in the biggest value long-term loans instead short-term and medium-term loans to finance liabilities in recent years. Even in the context of increased foreign trade, the share of foreign currency financing is growing. Medium term loans have from 2010 the biggest ratio between Czech and medium currencies.