The cross-talk is the major limiting issue in next generation dsl systems. The reason for generalize NEXT and FEXT is consider in this paper. Twisted Pair channel cross-talk model from 0Hz to 30 MHz is proposed. Computer simulation results based on our models and France Telecom R&D measured channels are compared. These results verified that our proposed model matched measured channel data very well, and also agreed with the real environment. This model is very useful for VDSL2 system research and design.