Interest Rate Risk Management Analysis of China's Commercial Banks

There are four major problems-- a lower capital adequacy ratio, a higher rate of assets and liabilities and management imbalance about it, lack of professional personnel for risk management and financial markets is not perfect. For interest rate risk management of China's commercial banks. As the banking business market to a higher level, China's commercial banks should raise their capital adequacy ratio, strengthen resistance to interest rate risks, strengthen the asset-liability management that focus on interest rate risk management, speed up training professional personnel and developing financial market in responding to interest rate risk.