Study on the Real Estate Credit Risk Based on System Dynamics

被引:0
|
作者
Yin, Jingjing [1 ]
Xie, Zhenzhen [1 ]
Guo, Jingjuan [1 ]
机构
[1] Beijing Jiaotong Univ, Sch Econ & Management, Beijing 100044, Peoples R China
关键词
Real estate credit; System dynamics; Real estate credit risk;
D O I
10.1007/978-3-642-32054-5_168
中图分类号
T [工业技术];
学科分类号
08 ;
摘要
The real estate industry and financial industry rely on each other. On one hand, the bank credit capital is the real estate industry primary source of capital, at the same time, the real estate credit is an important component of bank capital. Consequently, with meeting the capital needs of real estate credit, commercial banks bear much credit risk of the real estate industry. It is very necessary for commercial banks and property developers achieving a win-win to understand the risk profoundly, and find the appropriate measures to prevent or control measures. Basing on the understanding of the real estate credit risk, the article builds a real estate credit risk causal feedback which relies on the system dynamics theory and method. Next the paper identifies the factors and the outcomes, which affect the real estate credit risk. Finally, some suggestion is made to strengthen the real estate credit risk control and management.
引用
收藏
页数:6
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