An investigation of selected UTAUT constructs and consumption values of Gen Z and Gen X for mobile banking services and behavioral intentions to facilitate the adoption of mobile apps

被引:1
|
作者
Dendrinos, Konstantinos [1 ,2 ]
Spais, George [1 ,3 ]
机构
[1] Hellen Open Univ, 18 Aristotelous, Patras 26335, Greece
[2] Natl Bank Greece, Leof Marathonos 32, Nea Makri 19005, Greece
[3] Hellen Open Univ, Sch Social Sci, 18 Aristotelous, Patras 26335, Greece
关键词
UTAUT model; Mobile banking service; Mobile app; Consumption values; Gen X; Gen Z; TECHNOLOGY ACCEPTANCE MODEL; SOCIAL COGNITIVE THEORY; INFORMATION-TECHNOLOGY; USER ACCEPTANCE; CONSUMER; USAGE;
D O I
10.1057/s41270-023-00271-1
中图分类号
F [经济];
学科分类号
02 ;
摘要
This study aims to analyze the impact of consumption values on the adoption of NBG's mobile banking services and the role of customers' motivation and app adoption in this process. The study reveals users' attitudes and behavior towards mobile banking by establishing significant connections between selected UTAUT constructs. Based on a critical case of the m-banking services of a leading Greek financial institution, we gathered 418 full-answered questionnaires from a convenience sample of 654 customers to test 18 research hypotheses. The research results confirm that the three selected UTAUT constructs, are antecedents of behavioral intention, supporting the initial assumption. This study analyzes the factors that drive the adoption and usage of mobile banking apps, providing valuable insights for marketing academia and managers.
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页数:31
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