INSURABLE INTEREST, RISK, AND INSURED CASE AS ELEMENTS OF AN ATHLETE ACCIDENT INSURANCE CONTRACT

Professional sportsmanship is associated with a real risk of injury during official competitions that can have not only health but also significant economic consequences. Effective protection of the economic interests of the injured party is enabled by an athlete accident insurance contract which determines the right of the injured party to pay insurance when there are legal prerequisites and in accordance the agreed insurance protocol. The research of the legal concept of an insurable interest as a legal precondition of insurance contract, and a risk and insured event elements of an athlete accident insurance contract, pointed to certain specifics of legal constructs that are arising from the mixed legal nature of the analyzed contract as a personal and property insurance at the same time, with nevertheless emphasized elements of the contract on personal insurance.