Women-led Firms and Credit Access. A Gendered Story?

被引：2

作者：

Basiglio, Stefania ^{[1
]}

De Vincentiis, Paola ^{[2
]}

Isaia, Eleonora ^{[2
]}

Rossi, Mariacristina ^{[2
]}

机构：

[1] Univ Torino, ESOMAS Dept, Scuola Management & Econ, Corso Unione Soviet 218 Bis, I-10134 Turin, Italy

[2] Univ Torino, Dept Management, Scuola Management & Econ, Corso Unione Soviet 218 Bis, I-10134 Turin, Italy

来源：

ITALIAN ECONOMIC JOURNAL | 2023年 / 9卷 / 01期

关键词：

Credit demand; Italian firms; Gender; SMALL BUSINESSES; MATTER; RISK; DISCRIMINATION; AVAILABILITY; CONSTRAINTS; ETHNICITY; CULTURE;

D O I：

10.1007/s40797-021-00180-1

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

This work focuses on credit access and demand in Italian firms using the RIL dataset, a sample representative of Italian firms, for the year 2015. We investigate whether the gender of the firm's decision-maker plays a role in requesting and obtaining a loan. Our results suggest that women are significantly less likely to ask for credit, while no significant differences in credit approval are found between the two genders. Moreover, the gender gap disappears for more educated women, as well as for firms in the north of the country.

引用

页码：199 / 233

页数：35

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