[1] Sir Syed Univ Engn & Technol, Dept Comp Sci & Informat Technol, Karachi, Pakistan
[2] Dongbei Univ Finance & Econ, Surrey Int Inst, Dalian, Peoples R China
[3] Univ East London, Royal Docks Sch Business & Law, London, England
[4] Univ Agder, Sch Business & Law, Agder, Norway
[5] Jaipuria Inst Management, Noida, India
[6] North West Univ, Optentia Res Focus Area, Vanderbijlpark, South Africa