'Money looks for money': managing financialization in eastern Uganda

被引:2
|
作者
Jones, Ben [1 ]
Amongin, Sarah [1 ]
机构
[1] Univ East Anglia, Sch Global Dev, Norwich, England
来源
AFRICA | 2023年 / 93卷 / 04期
关键词
ROTATING CREDIT ASSOCIATION; VILLAGE SAVINGS; DEBT; GENDER;
D O I
10.1017/S000197202300061X
中图分类号
Q98 [人类学];
学科分类号
030303 ;
摘要
Savings groups are an important feature of life in rural Uganda and elsewhere. They have been celebrated as an 'alternative', community-based approach to economic development with a particular focus on empowering women. In this article we offer a more critical perspective, showing how a savings group in a village in eastern Uganda informs more general experiences of financialization. Joining the group was not really an 'alternative' to other forms of finance and was often a first step to securing loans from moneylenders, microfinance institutions and commercial banks. We show how poorer members of the group, typically women, 'rented out' their membership to wealthier villagers. Members also used the Friday meetings to socialize and to build political careers, and to reflect critically on experiences of financialization. 'Money looks for money', a phrase new to the area, interrogates these socialities and inequalities, as part of the seemingly inexorable pull of loans, interest and financialized debt. Les groupes d'epargne sont importants dans la vie des populations rurales en Ouganda comme ailleurs. Ils ont ete salues comme une approche communautaire << alternative >> au developpement economique, particulierement centree sur l'autonomisation des femmes. Dans cet article, les auteurs offrent une perspective plus critique en montrant comment, dans un village situe dans l'Est de l'Ouganda, un groupe d'epargne informe des experiences plus generales de la financiarisation. Adherer au groupe n'etait pas vraiment une << alternative >> a d'autres formes de finance, et etait souvent une premiere etape pour obtenir des prets aupres des bailleurs de fonds, institutions de microfinance et banques commerciales. Les auteurs montrent comment les adherents les plus pauvres du groupe, generalement des femmes, << louaient >> leur adhesion a des villageois plus aises. Les adherents utilisaient egalement les reunions organisees le vendredi pour tisser des liens sociaux et construire des carrieres politiques, ainsi que pour discuter de maniere critique d'experiences de financiarisation. << L'argent appelle l'argent >>, une expression nouvelle dans la region, interroge ces socialites et inegalites, dans le cadre de l'attrait apparemment inexorable des prets, des interets et de la dette financiarisee. Os grupos de poupanca sao uma carateristica importante da vida nas zonas rurais do Uganda e noutros locais. Estes tem sido celebrados como uma 'alternativa', de base comunitaria, para o desenvolvimento economico, com um enfoque particular no empoderamento das mulheres. Neste artigo oferecemos uma perspetiva mais critica, mostrando como um grupo de poupanca numa aldeia no leste do Uganda informa experiencias mais gerais de financeirizacao. A adesao ao grupo nao era de facto uma 'alternativa' a outras formas de financiamento e era muitas vezes o primeiro passo para obter emprestimos de credores, instituicoes de microfinanciamento e bancos comerciais. Mostramos como os membros mais pobres do grupo, normalmente mulheres, 'alugavam' a sua pertenca a aldeoes mais ricos. Os membros tambem utilizavam as reunioes de sexta-feira para socializar e construir carreiras politicas, e para refletir criticamente sobre experiencias de financeirizacao. 'Money looks for money', uma expressao nova na zona, interroga estas socialidades e desigualdades, como parte da aparentemente inexoravel atracao de emprestimos, juros e divida financeirizada.
引用
收藏
页码:455 / 475
页数:21
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