The impact of digital finance on online shopping

被引：1
|
作者：
Jiang, Airu [1 ]
机构：
[1] Inner Mongolia Agr Univ, Coll Humanity & Social Sci, Hohhot 010018, Inner Mongolia, Peoples R China
来源：
FINANCE RESEARCH LETTERS | 2023年 / 56卷
关键词：
Digital finance; Online shopping; Credit constraint; Payment convenience;
D O I：
10.1016/j.frl.2023.104089
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
Based on the panel data of 31 provinces in China from 2011 to 2022, this paper analyzes the impact of digital finance on online shopping. We construct a moderated mediation model with credit constraint as the mediating variable and payment convenience as the moderating variable. The results show that digital finance significantly promotes consumers' online shopping, credit constraint mediates the impact of digital finance on online consumption, and payment convenience positively mediates the effect of credit constraint.
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页数：6
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