Senior bank loan officers' expectations for loan demand: A note

被引：1
|
作者：
Anastasiou, Dimitris [1 ,4 ]
Khurramovich, Khudoykulov Khurshid [2 ]
Kallandranis, Christos [3 ]
机构：
[1] Athens Univ Econ & Business, Dept Accounting & Finance, Athens, Greece
[2] Tashkent State Univ Econ, Dept Finance, Tashkent, Uzbekistan
[3] Univ West Attica, Dept Accounting & Finance, Athens, Greece
[4] Alpha Bank, Econ Res Div, Sofokleous 11, Athens 10559, Greece
来源：
COGENT BUSINESS & MANAGEMENT | 2023年 / 10卷 / 01期
关键词：
adaptive expectations; bank lending survey; loan demand; survey-based expectations; RATIONAL-EXPECTATIONS; INFLATION-EXPECTATIONS; ADAPTIVE EXPECTATIONS; PRICE FORECASTS; EXCHANGE-RATE; EURO-AREA; EFFICIENCY;
D O I：
10.1080/23311975.2023.2174247
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
We employ senior bank loan officers' responses regarding actual and expected loan demand from enterprises linking successive surveys to determine the dominant expectation formation mechanism that best describes European senior bank loan officers' expectations. Our findings suggest that the adaptive expectations mechanism is compatible with senior bank loan officers' expectations for loan demand from enterprises. Our study contributes to the understanding of the formation of loan demand expectations, and hence our findings can be beneficial for monetary policy purposes.
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页数：13
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