Does internet use drive rural household savings? Evidence from 7825 farmer households in rural China

被引：7
|
作者：
Zeng, Miao [1 ]
Du, Jiang [1 ,2 ]
Zhu, Xiaoyu [3 ]
Deng, Xin [4 ]
机构：
[1] Sichuan Univ, Sch Econ, Chengdu 610065, Peoples R China
[2] Sichuan Prov Key Lab Sci Tech Finance & Math Finan, Chengdu 610065, Peoples R China
[3] Chengdu Dingli Assets Management Co Ltd, Chengdu 610065, Peoples R China
[4] Sichuan Agr Univ, Coll Econ, Chengdu 611130, Peoples R China
来源：
FINANCE RESEARCH LETTERS | 2023年 / 57卷
关键词：
Internet use; Household savings; Farmers; Tobit model; Endogenous switching model; ECONOMIC-GROWTH; EMPIRICAL-EVIDENCE; RATES; ICT;
D O I：
10.1016/j.frl.2023.104275
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
Based on the 7825 farmer households from the 2016 China Labor Dynamic Survey Database (CLDS), this study employs the Tobit model and endogenous switching model to empirically investigate the impact of Internet use on rural household savings. This study finds that: (1) Internet use in rural areas significantly promotes rural household savings. (2) Farmers with Internet use and close to the bank, may have higher saving rates than farmers with Internet use and far from the bank. (3) Rural household savings are also closely associated with the charac-teristics of the household head, household members, and the geographic location of the village.
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收藏
页数：13
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