When working in homotopy type theory and univalent foundations, the traditional role of the category of sets, Set, is replaced by the categoryh Set of homotopy sets (h-sets); types with h-propositional identity types. Many of the properties of Set hold for h Set((co)completeness, exactness, local cartesian closure,etc.). Notably, however, the univalence axiom implies that Obh Set is not itself an h-set, but an h-groupoid. This is expected in univalent foundations, but it is sometimes useful to also have a stricter universe ofsets, for example, when constructing internal models of type theory. In this work, we equip the type of iterative sets V-0, due to Gylterud ((2018).The Journal of Symbolic Logic83(3) 1132-1146) as a refinementof the pioneering work of Aczel ((1978).Logic Colloquium'77, Studies in Logic and the Foundations of Mathematics, vol. 96, Elsevier, 55-66.) on universes of sets in type theory, with the structure of a Tarski universe and show that it satisfies many of the good properties of h-sets. In particular, we organize V(0 )in to a (non-univalent strict) category and prove that it is locally cartesian closed. This enables us to organize it into a category with families with the structure necessary to model extensional type theory internally inHoTT/UF. We do this in a rather minimal univalent type theory with W-types, in particular we do notrely on any HITs, or other complex extensions of type theory. Furthermore, the construction of V-0 and themodel is fully constructive and predicative, while still being very convenient to work with as the decoding from V(0 )into h-sets commutes definitionally for all type constructors. Almost all of the paper has been formalized in Agda using the agda-unimath library of univalent mathematics.