[1] Henan Polytech, Sch Financial Management, Zhengzhou 450046, Peoples R China
[2] Hebei Univ Economcis & Business, Sch Business Adm, Shijiazhuang 050061, Peoples R China
[3] Semyung Univ, Dept Business Adm, Jecheon 27136, South Korea
[4] Guizhou Univ Finance & Econ, Sch Big Data Stat, Guiyang 550025, Peoples R China
[5] Xi An Jiao Tong Univ, Sch Management, Xian 710049, Peoples R China