FINANCIAL INCLUSION AS A PUBLIC POLICY ISSUE IN THE GLOBAL DIGITAL ECONOMY

Financial inclusion is a policy objective indirectly based on the framework of the General Agreement on Trade in Services (GATS) is suitable to contribute to the efforts of implementing financial inclusion around the globe. Complemented by the recent trade liberalization movements in the digital market sectors (bilateral and regional Free Trade Agreements (FTA)) FinTech services and sustainable finance can be extended; in addition, the carve-out provision and the public policy exception justify the enactment of domestic public policy rules that strengthen the access of civil society to financial services of whatever kind. The article outlines how the existing regulations should be interpreted and to what extent new rules appear to be desirable.