The impact of digital credit on bank liquidity creation based on the moderating role of prudential supervision

被引：0
|
作者：
Tao, Li [1 ]
Sun, Jianjun [1 ]
机构：
[1] Hainan Univ, Sch Econ, Haikou, Hainan, Peoples R China
来源：
APPLIED ECONOMICS LETTERS | 2024年
关键词：
Digital credit; bank liquidity creation; macro-prudential supervision; micro-prudential supervision;
D O I：
10.1080/13504851.2024.2366425
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
This study reveals a U-shaped impact of digital credit on bank liquidity creation, both theoretically and empirically. Heterogeneity analysis underscores that this effect is more significant during economic downturns and in highly marketized regions. Mechanism tests further indicate that tightened macro- and micro-prudential supervision exerts notable moderating effects.
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页数：6
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