The diversity of flood-generating mechanisms superimposed on catchment physiographic features with non-stationary meteorological drivers makes future flood hazard assessment a grand challenge. To date, many studies have examined patterns in rainfall and streamflow, but far fewer have investigated trends in the other drivers of flooding. The complex transfer function between precipitation and flooding makes it potentially misleading to simply look at the change in rainfall to express the hazard. Furthermore, there are very few studies that have directly used output from km-scale climate models in flood modeling. Coarse resolution climate data sets may not credibly resolve local climate and weather extremes. Changes in rainfall distribution and antecedent moisture over extended time periods due to climate change have so far been ignored when assessing urban pluvial flood risk. In this paper, an urban flood hazard assessment framework using the latest 2.2 km resolution UK Climate Projections Local is proposed. Global warming induced changes in pluvial flood risks under RCP8.5 are projected, focusing on the impact of changing precipitation patterns and soil moisture dynamics on flood generation. Results indicate a strong increase in the frequency of occurrence of extreme floods, and the resultant future (2060-2080) annual flood volume is expected to increase up to 52.6% relative to 1980-2000 over a major UK urban region, and these patterns are likely to hold more generally elsewhere in the UK. Shifts to a later occurrence of extreme flooding is identified under global warming. Previous studies that have neglected soil moisture dynamics are unlikely to give accurate flood estimates. The future flood hazard status over the major UK urban region of Bristol (domain size similar to 746 km2) is evaluated using the latest 12-member UK Climate Projections Local ensemble rainfall data set at the hourly and kilometer scale. A total of 30,098 rainfall events from an equivalent 720 years of climate data are identified and used for flood modeling. Impact of changing precipitation pattern and soil moisture dynamics on surface water floods are evaluated, and the interaction between precipitation, inundation, infiltration, and soil wetness are handled simultaneously at a spatial resolution of similar to 30 m or less using an improved hydrodynamic model (LISFLOOD-FP). Our findings highlight a shift toward a later seasonal occurrence of extreme flooding under global warming. Specifically, a large proportion of future extreme flood hazards is projected to manifest in December, contrasting with historical trends where most extreme events occurred in November. Extreme precipitation can be magnified in rainy seasons due to amplified moisture convergence, while in dry periods limited moisture availability may offset precipitation increases. Despite an overall increase in the total annual rainfall volume, the future summer is anticipated to be much drier due to limited rainfall availability, leading to a further reduction in soil moisture availability. Shifts to a later seasonal occurrence of extreme flooding is identified under global warming in the UK Increase in annual total rainfall leads to a disproportionate rise in the resultant flood volume Impact of the antecedent soil moisture on flood generation shows seasonality